Why Choose an FHA Loan?
VA loans are a powerful benefit available to veterans, active-duty service members, and their families. These loans are designed to make homeownership more accessible and affordable, offering numerous advantages such as no down payment, competitive interest rates, and no private mortgage insurance (PMI). Whether you’re buying your first home or refinancing, a VA loan can provide significant financial benefits and flexibility.

Benefits of VA Loans
VA loans offer a range of exceptional benefits designed to make homeownership more accessible and affordable for veterans, active-duty service members, and their families. Here are some of the key benefits:
- No Down Payment
- Competitive Interest Rates
- No Private Mortgage Insurance (PMI)
- Flexible Credit Requirements

How to Qualify for a VA Loan
To qualify for a VA loan, you must meet specific service requirements, which typically include being an active-duty service member, veteran, or reservist/national guard member. Surviving spouses of veterans who died in service or as a result of a service-connected disability may also be eligible. The qualification process involves obtaining a Certificate of Eligibility (COE) and meeting standard credit and income requirements. Our team at Thomas Harris Mortgage Solutions can guide you through each step to ensure a smooth and efficient process.

A Veteran’s Journey to Homeownership
Marc, a proud U.S. Army veteran, had always dreamed of owning his own home. After completing his service, he turned to Thomas Harris Mortgage Solutions for guidance. With our help, Marc discovered the advantages of VA loans, including no down payment and competitive interest rates. We guided him through the pre-qualification, pre-approval, and home buying process, ensuring a smooth and stress-free experience. Today, Marc is the proud owner of a beautiful home in California, thanks to the benefits of a VA loan and the dedicated support from our team.
Why choose us
Expertise and Experience
With extensive knowledge of the mortgage industry, Thomas Harris brings a wealth of experience to help you navigate the complexities of home financing.
Personalized Service
We believe in a personalized approach, taking the time to understand your financial situation and goals to offer the best mortgage solutions.
Transparency and Integrity
Honesty and transparency are at the core of our business. We ensure that you are fully informed and confident in your decisions throughout the mortgage process.
Comprehensive Support
From pre-approval to closing, we provide comprehensive support and resources to make your home buying journey seamless and enjoyable.

Contact us today
Ready to take the next step in your home buying journey? Contact Thomas Harris Mortgage Solutions today to schedule a consultation and discover how we can help you secure the best mortgage for your needs.
I couldn't be happier with the service. Thanks to their personalized approach, I was able to secure the perfect loan for my new home.

Ana B.
Mortgage customers

I couldn't be happier with the service. Thanks to their personalized approach, I was able to secure the perfect loan for my new home.

Ana B.
Mortgage customers

I couldn't be happier with the service. Thanks to their personalized approach, I was able to secure the perfect loan for my new home.

Ana B.
Mortgage customers

What Are People Saying About Us
Liana was super helpful to us as first time home buyers!
During our home buying process, Liana was super responsive and helpful. As first time home buyers, she was able to answer all the questions that we had, and was able to explain things in ways that we understood. She took the time to review documents and numbers, to ensure nothing was missed!
Thank you for everything Liana!!!
Julia W & Chaise H
Fort Myers, FL
Fantastic
So helpful. Explained everything. Walked through the process with me. Assisted in a process I was not familiar with my last home purchase. Couldn’t ask for a better lender.
taylornicolesauceman
Nashville, TN
Had a great experience working with Thomas on my second house.
Hafizullah Shinwari
Thank you Thomas. You are AWESOME !
Srividya Subramanyam
First Time Buyer
My fiance and I were recommended from our landlord. We were first time home buyers. It was a very last night minute decision, it was a very, very, stressful situation but in the end we made it there. We signed the papers today and closed.
Lisa Larsen
Loveland, CO
Satisfied client
My husband and I had a wonderful experience working with Lindsey Miller on our mortgage loan. From beginning to end, she was informative, extremely thorough, and attentive to our document needs. We would highly recommend Lindsey and his company to anyone.
Djenny Sydney
Fayetteville, NC
Above Outstanding
Working with Lindsey exceeded our expectations! We couldn’t have asked to work with a better lender. Any future purchases will definitely be done through her! Extremely knowledgeable and answered all of our questions with patience and knowledge.
Mia Dove
Kingston, TN
Literally could NOT have had a better experience!
Tyler and his team partnered so incredibly well with our agent and ourselves. If we won the lottery, we would start buying houses for fun just to work with them again…and again…and again!
Steve Dutelle
Hopkinton, NH